Marcus by Goldman Sachs
Online high-yield savings with no monthly fees.
- FDIC-insured online savings account
- No minimum deposit to open (subject to bank terms)
- Simple, clean online interface
Open Marcus HYSA
Note: This is a Marcus referral link. If you open and fund an account,
Marcus may provide a promotional benefit according to their terms.
American Express High-Yield Savings
Backed by a well-known financial brand.
- Online high-yield savings account
- No monthly maintenance fees
- Easy transfers between linked accounts
Open Amex HYSA
Capital One 360 Performance Savings
Flexible savings with a strong digital platform.
- Online high-yield savings account
- No monthly fees or minimum balance requirements (per bank terms)
- Good mobile and online tools
Open Capital One HYSA
What Is a HYSA and How Does It Work With MMN?
A High-Yield Savings Account (HYSA) is a savings account that typically
pays a higher interest rate than a traditional bank savings account. Most HYSAs are offered
by online banks or digital divisions of major banks.
In Money Map Navigator™, your HYSA is where your
Save It First!™ (SIF) deposits go. Each month, you:
- Decide how much you will save first (your SIF amount).
- Transfer that amount from your checking to your HYSA.
- Track the transfer and growing balance inside MMN.
Over time, your HYSA becomes your safety net, opportunity fund, and financial buffer while
MMN helps you manage everyday cashflow, bills, and debt payoff.
Important Notes & Disclaimer
- Money Map Navigator™ does not hold your money or open accounts for you.
- You are responsible for choosing your own bank or credit union.
- Interest rates, terms, and conditions change over time. Always confirm details directly on the bank’s website.
- This page is for educational and informational purposes only and is not financial, tax, or legal advice.
Use the provider that best fits your needs. If you already have a savings account you’re happy with,
you can still use MMN to track your SIF deposits there.
